Accepting credit cards boosts your turnover in eCommerce and call centres, since you reach billions of card holders all round the globe. Apart from that credit cards offer high security and good value for money. Your customers also profit from the time allowed for payment with credit cards.

For eCommerce payments your credit card company grants a guarantee of payment if you use Verified by Visa and MasterCard SecureCode. When paying by American Express it is possible to have their addresses verified, to protect your business effectively from fraud. Computop Paygate also masters the processing of payment by Diners and JCB cards.

With credit cards your payment claim is limited to 7 to 14 days. To be on the safe side when delivery takes longer, Computop Paygate maintains your guaranteed payment claim for up to 90 days. See also Solutions - Optimised Merchandise Management.

If you save or even just pass on credit card data, you must have a PCI (Payment Card Industry) security certification. That costs up to €15,000 and necessitates around 80 man-days in IT yearly. To avoid the PCI costs and the extra labour, Computop Paygate assigns a pseudo card number (PCN) to every credit card, which you may save and use like a real credit card number. As the last three digits of the PCN are the same as the real card number, you can even show your customer his card number with the other numbers masked, thus using it for one-click-shopping.

• eCommerce
• MOTO Call centre
• International payments
• Fraud prevention
• Optimised accounting
• Optimised merchandise management